smarter.me – Terms & Conditions

By signing up or subscribing to smarter.me, you agree to the following Terms & Conditions:

1. Eligibility

You agree to provide accurate, complete, and updated information during registration.

2. Subscription Access

• Access is granted only to registered users.
• Login credentials must not be shared.
• Subscriptions are personal and non-transferable.

We reserve the right to suspend or terminate accounts for misuse or breach of these terms.

3. Intellectual Property

All materials, content, branding, and resources provided by smarter.me remain the intellectual property of smarter.me. Reproduction, redistribution, modification, or resale without prior written consent is strictly prohibited.

4. Subscription & Renewal

• Subscription plans may be 6-monthly or annually.
• Unless otherwise stated, subscriptions may auto-renew.
• Users must cancel prior to the renewal date to avoid future charges.

5. Refund Policy

All payments made are non-refundable unless otherwise agreed in writing.

6. Limitation of Liability

smarter.me shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services.

7. Modifications

We reserve the right to modify services, pricing, or these Terms & Conditions at any time. Continued use of the service constitutes acceptance of such changes.